Secured Loan

This loan is granted to individuals, provided that they deposit some form of security, such as titles, log books or share certificates.


  • Competitive interest rates.
  • Repayment of up to 60 months (5 years)

Standard Requirements

  • Must have had an account with KCB for at least 3 months
  • Original and copy of National ID or passport
  • Employment card (where applicable)
  • Latest 3 Months pay slips (original)
  • Proof of income for self-employed individuals.

Rates & Fees

  • Repayment period is a maximum of 60 months (5 years)
  • Interest rate and other fees e.g. negotiation fees, annual renewal and security and documentation fee to be advised by the personal banker at your branch.

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