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Asset Finance

Grow and revolutionize your business with this short-term financing solution that gives you room to reserve your capital and business savings.

Our Asset Finance Loans

Installment Sales

Through this form of financing, you will be able to acquire for your business machinery or movable assets, which will be jointly registered and co-owned with the bank.

View Installment Sales Details

Benefits

Low capital required

Relatively low initial capital will be required from the customer.

Asset treated like customer’s

For tax purposes, the asset is ‘on-balance sheet’ i.e. it is treated as though it belongs to the customer.

Customer benefits

The customer qualifies for interest, wear and tear deductions and any applicable investment allowances.

Eventual customer ownership

Ownership of the asset will be passed on to the customer after receipt of the final payment.

Finance Lease

We have collaborated with dealer partners to ensure that our corporate clients enjoy the best rates during acquisition and leasing of fleets.

View Finance Lease Details

Benefits

Get full financing

Specially packaged staff mortgage facilities for companies & co-operative societies and organized groups.

Lessor owns the asset

The asset is in full ownership of the lessor.

Lessee benefits

Get income tax deduction for wear and tear of the asset.

VAT terms

The client gets to claim VAT input credits based on the financier’s invoice subject to normal VAT rules. VAT is charged on each lease rental.