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SME Term Loans

Keep your business up and running with our SME loan. Get funding in no time for your operation needs, to buy assets and to stay liquid. You also get to enjoy our friendly rates and flexible repayment terms.

View SME Term Loans Details

Benefits

Working capital

Stay liquid and run your business operations smoothly.

Acquire assets

Can be used to purchase machinery for your business.

Scale your business

Use the funds for expansion and modernization of your business.

Flexible repayment period

Enjoy flexible repayment periods of up to 36 months.

Invoice Discounting

This unique solution offers you financial backing against issued invoices, while you await payment.

View Invoice Discounting Details

Benefits

Finance up to 80% of face value

Competitive interest rates

Available for invoices from the government, parastatals and reputable organizations

Maximum discount period of 90 days

Overdraft Facilities

Sometimes all you need is a little boost to drive your business. Our overdraft facilities give you the financial muscle to stay liquid allowing you to run overheads and have enough working capital.

View Overdraft Facilities Details

Benefits

Flexible interest

Interest rate is pegged on fund utilization.

Acquire working capital

Keep operations running smoothly by replenishing your working capital.

Flexible facility

Overdraw any amount desired as long as it is within the overdraft limit.

Low cost

Interest is charged on the overdrawn balance only on a day to day basis.

LPO Financing

When you receive an order from a known buyer but are unable to finance it from your own resources, KCB will offer you LPO Financing to enable you fulfil the order.

View LPO Financing Details

Benefits

Up to 70% financing

Get financing of up to 70% of cost of items to be supplied.

Flexible security requirement

Security requirements to take up this loan are dependent on amount.

Low interest rate

Enjoy low interest rates on your loan.

90 days or less payment disbursement

Disbursement takes a maximum period of 90 days depending on the terms of the LPO.

Quick approval process

Enjoy a quick approval process for your loan.