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The word Musharakah is derived from the Arabic word Sharikah which means partnership.

Financing based on the "Musharakah" contract is a method of financing that conforms to the shariah in the form of a partnership between the bank and its client by which each party contributes to the capital of the partnership with equal or variable shares either to establish a new project or to share an existing project.

Financing based on the "Declining Sliding Scale" contract with Sahl Banking is used to finance real estate, construction of houses or commercial buildings, purchase of plots, etc.

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