Other Diaspora Services

What we require from you:

• Loan application form duly completed with all relevant details included
• Pay slips for the latest 3 months*
• Letter from employer confirming employment status (indicating retirement date and whether you are permanent or on contract)*
• Bank statements for the last 6 months where your salary goes through for non-KCB customer applicants / Certified by the issuing bank and KCB branch manager
• Copy of ID and valid Passport* (including signature and validity pages)
• Personal Identification Number (PIN) certificate, equivalent to Social Security Number
• Open a KCB bank account
• 3 passport size photos
• Sale agreement complete and duly signed by both parties and witnessed by a lawyer
• Copy of the title to the property being purchased/charged
• Valuation report and photographs of property being financed and/or charged together with certificate of official search from lands registry
• Valuers explicit confirmation that the property has no public utility claims, is not on wet land or road reserve
• Valuers confirmation that they have examined the relevant survey maps and that the property described is the one inspected
• Site inspection report on all properties either securing the borrowing or providing rental income
• Mortgage Credit Documentation Compliance Certificate, provided by us
• Signatures on the application form witnessed
• Spousal consent duly executed OR affidavit of marital status submitted (spousal consent from sellers spouse to be obtained where a residential property is being bought)